Day 4
1.Levelling
Levelling the paying field
VERB 动词使瞄准；使对准If youlevelan object at someone or something, you lift it and point it in their direction.
【语法信息】：V natn
【语法信息】：Also V n
He said thousands of Koreans stilllevelled guns at one another along the demilitarised zone between them.
他说在非军事区两边仍然有数以千计的韩国和朝鲜军人用枪互相瞄准对方。
2.overdrawn ；nudge
Apps could warn account-holders if they spend more than a predetermined amount or are about to become overdrawn, or even nudge them to save more.
ADJ-GRADED 能被表示程度的副词或介词词组修饰的形容词透支的 If you are overdrawn or if your bank account isoverdrawn, you have spent more money than you have in your account, and so you are in debt to the bank.
【搭配模式】：usu v-link ADJ
Nick's bank sent him a letter saying he was £100overdrawn...
银行致函尼克，称他透支了100英镑。
Talk to the bank before you gooverdrawn.
透支前先向银行咨询。
VERB 动词劝说;鼓动If you nudge someone into doing something, you gently persuade them to do it.
Bit by bit Bob hadnudged Fritz into selling his controlling interest...
鲍勃一步一步劝说弗里茨卖掉了他的控股权益。
Foreigners must use their power tonudgethe country towards greater tolerance...
外国人必须动用他们的力量促使这个国家变得更加宽容。
British tour companies are nudging clients to travel further afield.
英国旅游公司正鼓动客户到更远的地方去旅游。
Nudge is also a noun.
I had a feeling that the challenge appealed to him. All he needed was anudge.
我感觉这个挑战对他颇具吸引力，他所需要的就是一点推动。
3.unscathed
To date, despite dire warnings, European retail banking has been remarkably unscathed by technology-driven disruption.
ADJ-GRADED 能被表示程度的副词或介词词组修饰的形容词未受伤的；未受损害的If you are unscathed after a dangerous experience, you have not been injured or harmed by it.
【搭配模式】：ADJ after v
Tony emergedunscathedapart from a severely bruised finger...
托尼除了一根手指严重淤青外没有受到其他伤害。
East Los Angeles was left relativelyunscathedby the riots...
相对来说，洛杉矶东部基本没有受到暴乱的影响。
The tobacco industry escapedunscathedfrom its toughest legal challenge.
烟草业成功逃过了最严峻的法律质疑。
4.incumbents ; resilient
One reason incumbents have proved so resilient is that fintech firms lack the customer-transaction information they need to provide many financial services.
-COUNT 可数名词现任官员;在职官员An incumbent is someone who holds an official post at a particular time.
【搭配模式】：ADJ n
【语域标签】：FORMAL 正式
In general,incumbents have a 94 per cent chance of being reelected.
通常现任官员有 94% 的几率会再次当选。
Incumbentis also an adjective.
...the only candidate who defeated anincumbentsenator.
唯一击败现任议员的候选人
ADJ-GRADED 能被表示程度的副词或介词词组修饰的形容词能复原的;恢复快的;适应力强的People and things that areresilientare able to recover easily and quickly from unpleasant or damaging events.
【搭配模式】：usu v-link ADJ
George Fraser was clearly a good soldier, calm andresilient...
乔治·弗雷泽显然是个好士兵，沉着冷静且适应力强。
When the U.S. stock market collapsed in October 1987, the Japanese stock market was the mostresilient.
1987年10月美国股市崩盘后，日本股市是反弹最快的。
resilience
...the resilience of human beings to fight after they've been attacked.
人类受到攻击后迅速还击的能力
5.cumbersome
Banks can be slow to respond to requests for access to such data, or may block them altogether for security reasons, or may block them altogether for security reasons. It is often either cumbersome or insecure for customers to share their own information.
ADJ-GRADED 能被表示程度的副词或介词词组修饰的形容词大而笨重的;难以携带的Something that iscumbersomeis large and heavy and therefore difficult to carry, wear, or handle.
Although the machine lookscumbersome, it is actually easy to use.
尽管这台机器看上去很笨重，操作起来却很容易。
...muffled up in thick andcumbersomeclothing.
身上裹着厚重的衣服
6.explicit consent
Provided the customer has given explicit consent, banks will be forced to share customer-account information with licensed financial-services providers.
ADJ-GRADED 能被表示程度的副词或介词词组修饰的形容词明确的;清晰的;毫不隐讳的Something that isexplicitis expressed or shown clearly and openly, without any attempt to hide anything.
...sexuallyexplicitscenes in films and books.
电影和书籍中露骨的性爱片段
...explicitreferences to age in recruitment advertising.
招聘广告中对年龄的明确要求
N-UNCOUNT 不可数名词许可;允许If you give yourconsent tosomething, you give someone permission to do it.
【搭配模式】：usu with poss
【语域标签】：FORMAL 正式
At approximately 11:30 p.m., Pollard finally gave hisconsentto the search...
大概晚上11点半的时候，波拉德最终同意进行搜查。
Can my child be medically examined without myconsent?
能不经我的同意就对我的孩子进行体检吗？
7.integrated；browsing
They could become more integrated into the internet-browsing experience—enabling, for example, one-click bank transfers, at least for low-value payments.
ADJ 形容词See also: integrate;(机构)取消种族隔离的，平等对待的An integrated institution is intended for use by all races or religious groups.
【搭配模式】：usu ADJ n
We believe that pupils ofintegratedschools will have more tolerant attitudes.
我们相信在取消种族隔离的学校就读的学生会有更宽容的态度。
internet-browsing 快速浏览网页
8.handy；revenue
According to Deloitte, a consultancy, banks’ lock hold on payments serves as a handy source of income, earning European banks €128bn in 2015, around a quarter of retail-banking revenue.
handy：adjective(handier,handiest)：convenient to handle or use; useful.
N-UNCOUNT 不可数名词See also:Inland Revenue;(公司、组织的)收入，收益;（政府的）财政收入，税收Revenueis money that a company, organization, or government receives from people.
【搭配模式】：also N in pl
【FIELD标签】：BUSINESS 商
...a boom year at the cinema, with record advertisingrevenueand the highest ticket sales since 1980...
电影院非常景气的一年，创下1980年以来广告及票房收入新高
One study said the government would gain about $12 billion in taxrevenues over five years.
一项研究表明政府将在5年中获得约120亿美元的税收。
9.dumb
Many see PSD2 as a threat to their business models; they fear becoming the “dumb pipes” of the financial system.
此指最低级的部门
10.robust
Newcomers will be regulated, after all, and will have to convince the authorities that their data-protection systems are robust.
ADJ-GRADED 能被表示程度的副词或介词词组修饰的形容词强健的;健壮的;坚固的;结实的Someone or something that isrobustis very strong or healthy.
More women than men go to the doctor. Perhaps men are morerobustor worry less?...
看医生的女性多于男性。也许男性更强壮或者顾虑要少一些？
We've always specialised in making veryrobust, simply designed machinery.
我们一直专注于制造极为结实耐用而且设计简单的机器。
11.legitimate
Such concerns are legitimate but also, argue fintech supporters, offer a convenient excuse for banks to block competition.
ADJ-GRADED 能被表示程度的副词或介词词组修饰的形容词合法的；依法的；法律认可的Something that is legitimate is acceptable according to the law.
The French government has condemned the coup in Haiti and has demanded the restoration of thelegitimategovernment...
法国政府对海地政变表示谴责，并要求恢复合法政府的地位。
The government will not seek to disrupt thelegitimatebusiness activities of the defendant.
政府无意干扰被告的合法经营活动。
12.resistance ; manifested ; respondents ; liability
Perhaps predictably, resistance is manifested as a concern about data protection: more than half of respondents to the PWC survey voiced concerns about security and liability.
N-UNCOUNT 不可数名词抵抗;抵制;反对 Resistance to something such as a change or a new idea is a refusal to accept it.
【搭配模式】：oft Nton
The US wants big cuts in European agricultural export subsidies, but this is meetingresistance.
美国想大幅度削减欧洲农业出口补贴，但此举遭到了抵制。
ADJ-GRADED 能被表示程度的副词或介词词组修饰的形容词明显的;显而易见的If you say that something ismanifest, you mean that it is clearly true and that nobody would disagree with it if they saw it or considered it.
【搭配模式】：usu ADJ n
【语域标签】：FORMAL 正式
...themanifestfailure of the policies...
政策明显的失败之处
There may be unrecognised cases ofmanifestinjustice of which we are unaware.
也许还有一些我们不知道的明显不公平现象被忽视了。
N-COUNT 可数名词(调查和问题的)回答者;答卷人A respondent is a person who replies to something such as a survey or set of questions.
【搭配模式】：usu pl
60 percent of the respondents said they disapproved of the president's performance.
60％的调查对象表示不认可总统的表现。
N-COUNT 可数名词负债；债务A company's or organization's liabilities are the sums of money which it owes.
【搭配模式】：usu pl
【FIELD标签】：BUSINESS or LEGAL 商或法律
The company had assets of $138 million and liabilities of $120.5 million.
这家公司资产为1.38亿美元，负债为1.205亿美元。
13.fraud ; insure
As they are also required to be insured against losses from fraud, they will
need to convince insurers,too.
N-VAR 可变名词诈骗;欺诈 Fraud is the crime of gaining money or financial benefits by a trick or by lying.
He was jailed for two years forfraudand deception...
他因为诈骗和欺诈入狱服刑两年。
Taxfrauds are dealt with by the Inland Revenue.
税务欺诈由国内税务局负责处理。
N-COUNT 可数名词保险公司Aninsureris a company that sells insurance.
【FIELD标签】：BUSINESS 商
14.track cashflow and invoices 追踪现金流转和发票
a Finnish startup that helps companies track cashflow and invoices.
15.entrant ；exploit
Familiarity, huge customer bases and low funding costs are all attributes entrants want to gain by association, just as banks want to exploit newcomers’ technology.
N-COUNT 可数名词新加入者；新成员；新生Anentrantis a person who has recently become a member of an institution such as a university.
【搭配模式】：with supp
...a young schoolentrant.
年轻的新生
VERB 动词充分运用；发挥If youexploitsomething, you use it well, and achieve something or gain an advantage from it.
【语法信息】：V n
You'll need a good aerial toexploitthe radio's performance...
你需要弄个好天线来发挥广播的性能。
Cary is hoping toexploitnew opportunities in Europe...
卡里希望好好利用欧洲的新机遇。
So you feel that your skills have never been fully appreciated orexploited?
所以你觉得你的技能从未被完全认可或者充分发挥作用？
16.confrontation
Whether via co-operation or confrontation is the question.
N-VAR 可变名词对抗;冲突;战斗;战役Aconfrontationis a dispute, fight, or battle between two groups of people.
【搭配模式】：oft Nwith/betweenn
The issue has caused great tension between the two countries and could lead to a militaryconfrontation...
这个问题使得两国关系非常紧张，可能会导致军事对抗。
The commission remains so weak that it will continue to avoid confrontation with governments.
该委员会的力量仍然十分薄弱，所以将继续避免与各国政府发生冲突。
Day 5
神句翻译
1.NewEuropean payments regulation has the potential to shake up the banks.
欧洲新出台的支付法规有可能给银行也带来巨大的冲击。
2.European rules will open the door to a host of innovative services that analyze transactions.
欧洲的法规将会给交易分析相关的创新服务带来更多机遇。
3.Customers need barely ever interact with their bank.
顾客们几乎不需要通过银行。
4.European retail banking has been remarkably unscathed by technology-drivendisruption.
技术变革带给欧洲零售行业的改变几乎为零。
5.Fintech companies are beginning to mount a challenge, most conspicuously in the online-payments industry in northern Europe. But their reach is more limited elsewhere in Europe.
互联网金融公司已经开始挑战传统银行，尤其是在北欧分线上支付领域。但对欧洲其他地区的影响则要小得多。
6.Regulators,however, are about to transform the landscape.
但是监管部门即将改变这一现状。
7.Banks’lockhold on payments serves as a handy source of income.
牢牢把控支付领域使得银行轻而易举就能赚钱。
8.Resistance is manifested as a concern about data protection. Such concerns are legitimate but also, argue fintech supporters,offer a convenient excuse for banks to block competition.
抗拒源自对数据保护的担忧，这是合情合理的。但互联网金融的支持者们认为，这也是银行抵制竞争的绝佳借口。
9.Yet for all their complaints, customers still trust banks with their money.
尽管客户怨声载道，但他们依然更信任把钱放在银行。
词组：
become overdrawn:透支
nudge them to save more：鼓励他们增加储蓄，nudge有没有很眼熟？
have easy access to:便于……
kick-start competition:引发竞争
give explicit consent：明确同意
one-click bank transfer:一键转帐
low-value payments:小额支付
tighten up security:加强安全
guide them toward:引导他们…
rich data:丰富的数据
leave them in a weaker position:使他们处于不利地位
robust data-protection system:强大的数据保护系统
insured against losses from fraud:投保以防欺诈造成的损失
perfect on paper:理论完美！暗示实际操作起来可能困难重重。
team up with:与….合作
exploit newcomers’ technology:利用后来者的技术
导师导图
Day 6
总结反思
这一次针对上一次对时间把握不够的情况作出了针对性地调整，设定每天完成任务的时间上限，以更高效的目标来要求自己，完成比完美更重要。
第一天依旧针对生词进行了批注，感觉阅读速度较上次有了一定的提升，而且对于生词的分析也有了一定初步的自己的小风格，依照导师所言，注重例句和在具体运用中的理解。
第二天的神句翻译中首先很高兴能压中一定比例的生词，对自己前一天的努力也在此基础上进行了巩固复习，但是这次的逻辑导图却成了难点，不知是否是自己不适应此类型的篇章结构，不能跳文章原有思维来进行系统梳理，导致逻辑导图的一片混乱，所以就没敢拿出来献丑，还是根据导师的逻辑导图重新进行了理解，对整体篇章结构也有了很深一步的了解，希望下一次碰到此类性文章时能知道其重点所在。
