2019-04-15

Cross-border credit reporting is at last becoming a reality
A Californian startup is helping migrants import their financial histories to America
原文来源：The Economist 2019-4-13

Article

https://frankzhougq.github.io/article/TE-2019-04-15/

Notes

take up new jobs

many handsomely paid
large in amount or quantity 数量大的

will leave their credit histories at home, rendering them invisible to financial institutions.

In 2017 immigrants made up 17% of America’s civilian workforce.

missing out on potentially lucrative customers.

miss 'out (on sth)： to fail to benefit from sth useful or enjoyable by not taking part in it 错失获利（或取乐等）的机会
Of course I'm coming-I don't want to miss out on all the fun! 我当然要来 -- 我可不想错失好玩的机会。

Building a new credit profile from scratch takes time.
重头建立信用档案

Nova Credit
就是这家公司，信用历史跨国转移

The hard part
困难的部分

jumble of databases
杂乱的一堆

rules on consumer privacy and data protection also vary

Coping with the mess is too much trouble for most lenders
处理杂乱

That is where Nova Credit comes in
是他们的切入点

consent to pass them to Nova Credit
同意