Computer programmer David Jones earns $35,000 a year designing new computer games, yet he cannot find a bank ready to let him have a credit card. Instead he has been told to wait another two years, until he is 18. The 16-year-old works for a small firm in Liverpool, where the problem of most young people of his age is finding a job. David's firm releases two new games for the fast growing computer market each month.
电脑程序员大卫·琼斯设计新的电脑游戏一年能挣3.5万美元，但他找不到一家银行可以让他拥有一张信用卡. 却被告知要再等两年，直到18岁。这位16岁的年轻人在利物浦的一家小公司工作，在那里他这个年龄的大多数年轻人的问题是找工作。大卫的公司每月为快速增长的电脑市场推出两款新游戏。

But David's biggest headache is what to do with his money. Even though he earns a lot, he cannot drive a car, take out a mortgage, or get credit cards. David got his job with the Liverpool-based company four months ago, a year after leaving school with six O-levels and working for a time in a computer shop. "I got the job because the people who run the firm knew I had already written some programs," he said. David spends some of his money on records and clothes, and gives his mother 50 pounds a week. But most of his spare time is spent working.
但是大卫最头疼的是如何处理他的钱。尽管他挣了很多钱，但他不能开车，不能抵押贷款，也不能办理信用卡。四个月前，大卫在这家总部位于利物浦的公司找到了工作。一年前，他以6个O-level毕业，在一家电脑店工作了一段时间。他说：“我得到这份工作是因为公司的负责人知道我已经写了一些程序。”大卫把一部分钱花在唱片和衣服上，每周给他母亲50英镑，不过大部分的业余时间都花在工作上了。

"Unfortunately, computing was not part of our studies at school," he said. "But I had been studying it in books and magazines for four years in my spare time. I knew what I wanted to do and never considered staying on at school. Most people in this business are fairly young, anyway." David added:"I would like to earn a million and I suppose early retirement is a possibility. You never know when the market might disappear."
“可惜电脑不在我们学校学习的范围内，”他说，“但我通过看书和杂志业余学习了四年。我知道我想做什么，从来没有考虑过待在学校。不管怎样，从事这一行的大多数人都相当年轻。”大卫补充道，“我想挣到一百万，我想提前退休是有可能的，你永远不知道市场什么时候会消失。”