Accountant 会计
The company hired an experienced accountantto handle the quarterly financial statements.
公司聘请了一位经验丰富的会计师来处理季度财务报表。
Accounting 会计
Accounting is an indispensable corefunction in corporate financial management.
会计是企业财务管理中不可或缺的核心职能。
Account 账户
I need to open a new checking account atthe bank to manage daily expenses.
我需要在银行开设一个新的支票账户来管理日常开支。
Current account 往来账户
A company's current account is used torecord fund flows from daily business activities.
企业的往来账户用于记录日常经营活动的资金流动。
Budget 预算
Creating a monthly budget is an effectiveway for households to control expenses.
制定每月预算是家庭控制开支的有效方法。
Balance Sheet 资产负债表
The accountant is reviewing the company'slatest balance sheet to ensure data accuracy.
会计师正在审核公司的最新资产负债表以确保数据准确性。
Financial Statements 财务报表
Listed companies must disclose audited financialstatements to regulatory authorities and the public.
上市公司必须向监管机构和公众披露经审计的财务报表。
Credit 存入（动）
The company credited the monthly revenue toits operating account promptly after receiving the payment.
公司收到款项后，立即将月收入存入了运营账户。
Debit 借记
Using a credit card for purchasesimmediately debits the account balance.
使用信用卡消费会立即借记账户余额。
Deduction 扣款
Social security and taxes totaling 1,500yuan were deducted from this month's salary.
本月工资中扣除了社保和税款共计1500元。
Credit balance贷方余额
After reconciliation, the credit balance ofthe account is 2,000 yuan.
经过核对，该账户的贷方余额为2000元。
Deposit 存款
He deposited most of his savings into athree-year fixed deposit to earn higher interest.
他将大部分积蓄存为三年期定期存款以获得更高利息。
Savings 存款
She added her monthly bonus to her savingsto save up for a down payment on a house.
她把每月的奖金存进储蓄账户，为房子的首付攒钱。
Surplus 资金余额/盈余
The company achieved a fund surplus of500,000 yuan this quarter.
公司本季度实现了50万元的资金盈余。
Debt 借款
Credit card overdrafts are short-term debtsthat need to be repaid promptly.
信用卡透支属于短期借款，需尽快偿还。
Loan 贷款
They applied for a 300,000 yuan housingloan to buy a new house.
他们申请了30万元的住房贷款来购买新房。
Mortgage 抵押贷款/按揭
Homebuyers need to pay a 20% down paymentto apply for a mortgage loan.
购房者需要支付20%的首付才能申请住房抵押贷款。
Owe 欠钱（动）
I owe my friend 300 yuan and will repay himthis weekend.
我欠朋友300元，这周末会还给他。
Repay 偿还
Repaying the loan in advance can reduceinterest expenses.
提前偿还贷款可以减少利息支出。
Repayment 还款
The repayment period for car loans isusually 3 to 5 years.
车贷的还款期限通常为3至5年。
Interest 利息
The annual interest rate for bank depositsis 1.5%.
银行存款的年利率为1.5%。
Bank Charges（银行手续费）
Cross-bank transfers incur additional bankcharges.
跨行转账会产生额外的银行手续费。
Fee 手续费
There is a 120-yuan fee for processing apassport.
办理护照需要支付120元的手续费。
Cash 兑现
He went to the bank to cash a 5,000-yuancheck.
他去银行兑现了一张5000元的支票。
Change 兑换/换成零钱
I changed 500 yuan into 10-yuan notes tomake it easier to pay for small items at the market.
我把500元换成了10元纸币，这样在市场小额消费时更方便。
Exchange兑换
This bank offers currency exchange servicesfor multiple currencies.
这家银行提供多种货币的兑换服务。
Withdraw 提取
He withdrew 2,000 yuan in cash from anATM.
他通过ATM机提取了2000元现金。
Withdrawal 提款
Large withdrawals require prior notice tothe bank.
大额提款需要提前通知银行。
