锐眼视点:银行业的大数据:花旗银行如何采用数据优先策略带来商业价值?智能手机正在转变为 AI 超级电脑;Apple 裁掉了部门自动驾驶项目计划并且裁员数十人。
业界新闻
银行业的大数据:花旗银行如何采用数据优先策略带来商业价值?
原文链接:Big Data In Banking: How Citibank Delivers Real Business Benefits With Its Data-First Approach
花旗集团是世界上最大的金融服务提供商之一,在超过 160 个国家为 2 亿多客户提供服务。最近几年,该公司采用大数据驱动的策略谋求商业增长并增强对客户的服务能力。
保险公司在 IoT 时代可能正在大步前进,因为可穿戴设备、扫描设备以及各种传感器提供了大量丰富的数据;然而其他的像提供零售、投资银行业务以及中介业务的金融服务提供商的步伐就慢多了,即便如此,他们已经开始快速颠覆和创新自己的分析能力,以快速但是稳定的步调挖掘自己掌握的大数据资源。
花旗银行的措施有:
- One area of Citi’s operations where Big Data analytics have been implemented successfully is in customer retention and acquisition
- Another is to scan transactional records to spot anomalies, which could identify or predict defects –and in the case of customers, incorrect or unusual charges.
- Platforming costs, too, have been driven down due to the move towards Big Data horizontal architecture.
Michael Simone, the Managing Director of Data Platform Engineering at Citigroup:
“We have been managing and analyzing data effectively for years to see how we can improve our own operations and provide better service. But Big Data also offers a price point where we can store as well as analyze the data at what I call Citi-scale. We are a global company with an incredible amount of assets that are valuable to our business, and we can now store them at an expense point that makes them analytically beneficial to us at their most granular level.”
智能手机正在转变为 AI 超级电脑
原文链接:Your Smartphone Is Becoming An AI Supercomputer
iPhone 用户将在今年 9 月 13 日收到 iOS 10 的更新,该更新将几乎可以让用户找到所有人在任何地点任何时间的照片。系统内置的神经网络人工智能在 1/10 秒内在一张照片上进行 110 亿次计算以确定照片中的人是谁、情绪如何。
随着 AI 在科技行业的快速发展,它来到智能手机上已经是个时间问题,各种 AI 应用将慢慢懂得用户的需求和意愿以便提供更好的服务。
据称 Apple 正在重新考虑自动驾驶方向
原文链接:Apple Is Said to Be Rethinking Strategy on Self-Driving Cars
Apple 正在重新审视自己的自动驾驶汽车计划,在最近的调整中,Apple 关闭了部分自动驾驶项目并且裁掉了数十位员工。