L43-1: Fully insured

Insurance companies are normally willing to insure anything. Insuring public or private property is a standard practice in most countries in the world. If, however, you were holding an open air garden party or a fete it would be equally possible to insure yourself in the event of bad weather. Needless to say, the bigger the risk an insurance company takes, the higher the premium you will have to pay. It is not uncommon to hear that a shipping company has made a claim for the cost of salvaging a sunken ship. But the claim made by a local authority to recover the cost of salvaging a sunken pie dish must surely be unique. Admittedly it was an unusual pie dish, for it was 18 feet long and six feet wide. It had been purchased by a local authority so that an enormous pie could be baked for an annual fair. The pie committee decided that the best way to transport the dish would be by canal, so they insured it for the trip.

音标:

ɛl43-1: ˈfʊli ɪnˈʃʊəd

ɪnˈʃʊərəns ˈkʌmpəniz ɑː ˈnɔːməli ˈwɪlɪŋ tuː ɪnˈʃʊər ˈɛnɪθɪŋ. ɪnˈʃʊərɪŋ ˈpʌblɪk ɔː ˈpraɪvɪt ˈprɒpəti ɪz ə ˈstændəd ˈpræktɪs ɪn məʊst ˈkʌntriz ɪn ðə wɜːld. ɪf, haʊˈɛvə, juː wɜː ˈhəʊldɪŋ ən ˈəʊpən eə ˈgɑːdn ˈpɑːti ɔːr ə feɪt ɪt wʊd biː ˈiːkwəli ˈpɒsəbl tuː ɪnˈʃʊə jɔːˈsɛlf ɪn ði ɪˈvɛnt ɒv bæd ˈwɛðə. ˈniːdlɪs tuː seɪ, ðə ˈbɪgə ðə rɪsk ən ɪnˈʃʊərəns ˈkʌmpəni teɪks, ðə ˈhaɪə ðə ˈpriːmiəm juː wɪl hæv tuː peɪ. ɪt ɪz nɒt ʌnˈkɒmən tuː hɪə ðæt ə ˈʃɪpɪŋ ˈkʌmpəni hæz meɪd ə kleɪm fɔː ðə kɒst ɒv ˈsælvɪʤɪŋ ə ˈsʌŋkən ʃɪp. bʌt ðə kleɪm meɪd baɪ ə ˈləʊkəl ɔːˈθɒrɪti tuː rɪˈkʌvə ðə kɒst ɒv ˈsælvɪʤɪŋ ə ˈsʌŋkən paɪ dɪʃ mʌst ˈʃʊəli biː juːˈniːk. ədˈmɪtɪdli ɪt wɒz ən ʌnˈjuːʒʊəl paɪ dɪʃ, fɔːr ɪt wɒz 18 fiːt lɒŋ ænd sɪks fiːt waɪd. ɪt hæd biːn ˈpɜːʧəst baɪ ə ˈləʊkəl ɔːˈθɒrɪti səʊ ðæt ən ɪˈnɔːməs paɪ kʊd biː beɪkt fɔːr ən ˈænjʊəl feə. ðə paɪ kəˈmɪti dɪˈsaɪdɪd ðæt ðə bɛst weɪ tuː ˈtrænspɔːt ðə dɪʃ wʊd biː baɪ kəˈnæl, səʊ ðeɪ ɪnˈʃʊəd ɪt fɔː ðə trɪp.