练习材料

Lesson 12-1 Banks and their customers

When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a cheque in favour of another person. Primarily, the banker-customer relationship is that of debtor and creditor -- who is which depending on whether the customer's account is in credit or is overdrawn. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give in to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.

/ˈlɛsən/ 12-1 /bæŋks/ /ænd/ /ðɛr/ /ˈkʌstəmərz/ 

/wɛn/ /ˈɛniˌwʌn/ /ˈoʊpənz/ /ə/ /ˈkɜrənt/ /əˈkaʊnt/ /æt/ /ə/ /bæŋk/, /hi/ /ɪz/ /ˈlɛndɪŋ/ /ðə/ /bæŋk/ /ˈmʌni/, /riˈpeɪmənt/ /ʌv/ /wɪʧ/ /hi/ /meɪ/ /dɪˈmænd/ /æt/ /ˈɛni/ /taɪm/, /ˈiðər/ /ɪn/ /kæʃ/ /ɔr/ /baɪ/ /ˈdrɔɪŋ/ /ə/ cheque /ɪn/ favour /ʌv/ /əˈnʌðər/ /ˈpɜrsən/. /praɪˈmɛrəli/, /ðə/ /ˈbæŋkər/-/ˈkʌstəmər/ /riˈleɪʃənˌʃɪp/ /ɪz/ /ðæt/ /ʌv/ /ˈdɛtər/ /ænd/ /ˈkrɛdətər/ -- /hu/ /ɪz/ /wɪʧ/ /dɪˈpɛndɪŋ/ /ɑn/ /ˈwɛðər/ /ðə/ /ˈkʌstəmərz/ /əˈkaʊnt/ /ɪz/ /ɪn/ /ˈkrɛdət/ /ɔr/ /ɪz/ /ˈoʊvərˈdrɔn/. /bʌt/, /ɪn/ /əˈdɪʃən/ /tu/ /ðæt/ /ˈbeɪsɪkli/ /ˈsɪmpəl/ /ˈkɑnsɛpt/, /ðə/ /bæŋk/ /ænd/ /ɪts/ /ˈkʌstəmər/ /oʊ/ /ə/ /lɑrʤ/ /ˈnʌmbər/ /ʌv/ /ˌɑbləˈgeɪʃənz/ /tu/ /wʌn/ /əˈnʌðər/. /ˈmɛni/ /ʌv/ /ðiz/ /ˌɑbləˈgeɪʃənz/ /kæn/ /gɪv/ /ɪn/ /tu/ /ˈprɑbləmz/ /ænd/ /ˌkɑmpləˈkeɪʃənz/ /bʌt/ /ə/ /bæŋk/ /ˈkʌstəmər/, /ənˈlaɪk/, /seɪ/, /ə/ /ˈbaɪər/ /ʌv/ /gʊdz/, /ˈkænɑt/ /kəmˈpleɪn/ /ðæt/ /ðə/ /lɔ/ /ɪz/ /ˈloʊdəd/ /əˈgɛnst/ /hɪm/.