Opening a Bank Account (032)

A: Next, please. May I help you, sir?

B: Hello, yes, I’d like to open a bank account.

A: Certainly, I can help you with that. What type of account would you like to open? A checking or a savings account?

B: What features do they offer?

A: Well, if you just take a look here, see, with our checking account, you can have unlimited daily transactions for a small monthly fee, and our savings account has a higher interest rate, but you must carry a minimum balance of $ 10,000 dollars.

B: I see, well, I think I’m more interested in a checking account; I’d like to have easy access to my money.

A: Alright, then, with this checking account you’ll be issued a debit card and a checkbook. Will you require overdraft protection? There is an extra fee for that.

B: No, that won’t be necessary.

A: In that case, I’ll get you to fill out this paperwork; I’ll need your social insurance number, and two pieces of government ID.

A: If you could just sign here, and here, and here; we’ll be all set. Would you like to make a deposit today?

B: Yes, I’d like to deposit one billion dollars. Hahaha…One billion dollars! Hahaha…