成为有钱人是怎样的一种体验?

所以有钱人的生活到底是什么样的?我猜它可能是这个样子的:

终于可以按照我喜欢的方式喝酸奶了。

上网买东西,价格永远按照从高到低来排序。

上次新买的那双鞋怎么找不到了,算了,再去买双新的吧,“买”比“找”快!

手机响了,我得赶紧接电话,可是,到底是哪支在响?

房子太大也有缺点,我每天都会迷路,会迷路,迷路,路。

家里的狗狗都快被我宠坏了,不给它LV,它就一整天不理我。

想要找个打火机,掏遍身上所有的口袋,只找到了一堆金条,好烦。

每天出门之前都会为了要戴哪支手表而纠结半小时,太浪费时间了。

钻石戒指算什么,看我的钻石牙,到了晚上,那就是黑夜中最美丽的一道光。

为了响应低碳环保,我再也不开车出门了。

强势插播--------“有钱到底是一种什么样的体验”网友神回复精选:

“有钱人永远不会问这个问题吧,我想就是这个体验吧。”

“消费时考虑的是喜不喜欢,需不需要,而不是买不买的起……”

“偶尔发现个有趣的东西,会高兴好几天,终于又有东西可买了。”

“可以不用为了省钱而浪费时间。”

“妹子不喜欢你依然会和你玩。”

“去学习并研究哲学,而不用担心被饿死。”

“踩着自行车时望着旁边一辆辆豪车,一点自卑感都没有。”

“豆浆买两碗,喝一碗,倒一碗。”

“可以勇敢的扶起摔倒老人。”

点评:我只想说,最后一条太亮了!!!


看完上面这些图片,是不是又一次被深深打击到了?其实你看到的都只是表面,一个人从没有钱到有钱,这其中付出的汗水和泪水,可能是我们看不到的。所以抛掉这些华丽的东西,究竟成为有钱人是种什么样的体验,看看下面这些诚恳而真实的答案吧!

观点一:

I grew up in a middle class home with my mom. We weren't poor but we watched what we spent and never indulged. For instance, we were not allowed to leave lights or air conditioning on if we weren't using them.

我在一个中产阶级家庭长大,跟我的妈妈。我们不是很穷,但对于生活中的每一笔花费我们都会精打细算并且从来不会放纵自己。比如,我们不会允许灯或者空调在没人在的时候仍然开着。

I started my own company when I was 23, after dropping out of law school.I had debt and no job at the time, and was using the few thousand dollars my brother had saved up to finance the company.We edited people's college admission essays, the only thing I felt comfortable calling myself an expert at.Since that time, seven years have passed and I have sold 5 companies.Two of my transactions were significant, life-changing amounts.

在我23岁的时候,我从法学院辍学,开了自己的公司。那个时候我有债务但是没有工作,用我哥哥投资的几千元运行着公司。我们编辑修改着人们的大学录取论文,这是唯一一件让我感到舒服并且可以自称为专家的事情。然后,7年过去了,我已经卖了5家公司。其中的两项交易所赚到的钱大大改变了我的生活。

It felt very exciting the day the money was wired into myself and my brother's bank accounts. We logged in to our online account and saw a larger number there than we had ever seen by a wide margin.It was transfixing, mixed with a little bit scary.It meant that I had to start making some adult decisions, including making a will and investing it wisely. I didn't sleep much differently that night, but I did feel like I suddenly hadmore responsibility.

钱打进我和哥哥账户的那一天是非常令人兴奋的一天。我们登陆了我们的账户,看到了一个从来没在我们账户上出现过的数字。这让人忍不住有些许惊恐并且夹杂着一丁点儿害怕。这意味着我不得不开始做一些成年人应该要做的决定,包括立遗嘱和如何明智地投资。那天晚上我失眠了,我突然感觉到自己的身上多了很多责任。

In the coming weeks I thought about how I would spend some of it - including buying my first home - and how I would invest the rest. I also made a bunch of large, silly purchases that fit the ideal of what my 12 year old self would have wanted me to have - including my favorite luxury car.The excitement of those purchases wore off quickly.In the beginning, I also wanted people to know that I was different now: I wanted to call old friends I hadn't spoken to in a while and let them know that I had made it, mention it to girls at bars - all the stuff you imagine you're going to do.But very few people are actually happy for you when you come into money. Most people either think you're a lucky bastard or resent you.That is why the smartest people who have money are humble about it.

在未来的几周,我开始思考该怎么花这一笔钱,包括买自己的第一套房,以及余下的钱该如何投资。同时,我又采购了一大堆“愚蠢”的东西,买了很多我12岁时幻想过要买的东西,包括我最爱的豪华车。大买特买的兴奋感很快就消失了。一开始,我也很希望别人知道我现在跟以前不一样了:我想约上一些好久没有联系过的好朋友并且告诉他们这段日子我所做的一切,去酒吧的时候向女孩炫耀等这些所有想象过要做的事情。但是很少人会为你变有钱了这件事情感到真正的开心。大多数人要么觉得你是一个幸运的混蛋,要么讨厌你。这应该就是有钱人都普遍谦虚的原因吧!

It did not make me happier, but it did make me more excited for a while.

有钱并没有使我变得更快乐,但它的确让我兴奋了一阵子。

观点二:

I consider myself wealthy (for my age) but not rich, however my experience seems relevant to this question.

我认为我在我这样的年龄算是富足的但算不上富有,然而,我的经验可以用来回答这个问题。

I went from making essentially minimum wage with no savings to a 7-digit net worth. I knew it was likely going to happen for several weeks beforehand but seeing the numbers in the bank account was still a little surreal.

我从拿基本工资、没有存款的普通人摇身一变,变成了一个拥有7位数身家的有钱人。甚至在这件事情发生后的好几个礼拜当我看到账户上的数字还是会觉得不可思议。

The first feeling was of excitement and relief.I no longer had to worry about certain things, namely an income.

最一开始的感觉是兴奋和解脱。我再也不用担心某些事情,比如收入。

After that came the "holy shit, I'm rich" feeling.During the following weeks I felt incredibly rich (even though I really wasn't) and spent accordingly. I was spending around $10,000 per week while I was on vacation (about what I made in 3 months previously).

在这之后随之而来的情绪是“我的天啊,我是有钱人”。接下来的几个星期,我觉得我富裕得简直让人难以置信(虽然实际上我并没有),然后开始理所应当的买买买。在度假的时候我大约每个礼拜要花上1万美元,而在以前我要工作三个月才能赚到这笔钱。

I quickly realized I wasn't actually as rich as I was acting, and if I wanted to maintain my wealth I would need to stop spending so much.

我很快开始意识到我并没有自己想象中那么富裕,如果我要持续我现在的富有状态,我必须停下买买买的脚步。

The next feeling was fear.I was afraid my money would disappear for one reason or another. I would spend everything. Someone would steal it all. The stock market would crash.

再接下来的感受是恐惧。我开始担心我的钱会不会有一天因为某些原因突然消失。比如,全都被我花完了,被人偷了,股市崩溃了。

I checked my balance several times a day.

于是,我开始每天不停地查余额。

After a month or so I felt back to normal. I'm not sure if that's because it is normal or I've adjusted, but I have the same friends, we do mostly the same things.

大约一个月后我开始变回正常。我不确定这样的状态是否正常或者说我已经调整好自己的心态了,但是我仍跟一帮相同的朋友做着跟以前一样的事情。

I do occasionally wonder if people are treating me differently, but I'm not so wealthy that it's a big problem.

我偶尔会想,如果人们对待我的方式变得不同,但我并没有那么富裕,这会是一个很大的问题。

观点三:

You go crazy and waste money on things that you don't need, for one thing, and then a couple months later you get depressed about the wasted money and bad decisions.

你开始变得疯狂,开始在很多事情上肆意花钱,即使是你不需要的东西,然后,几个月之后,对于乱花掉的钱和一些糟糕的决策,你开始感觉到郁闷。

If you can just hold off until the crazy goes away, you will be a lot better off.Put it into a savings account or an index fund and forget that the money exists for six months or a year.

如果在这样的疯狂消失之前你可以很好得控制住自己,那么你将会变得更好。把这笔钱放进一个储蓄账户或一个指数型的基金,然后在未来半年到一年的时间里忘记这笔钱的存在。

观点四:

I'm not fabulously rich, but many would consider me wealthy for my age. I went from making essentially minimum wage with no savings to my current status, overnight.

我不是非常富有,但许多人会认为我是大款。我一直处于拿最低工资且没有积蓄的状态,就在一夜之间,我变成了现在的有钱人。

Most things haven't changed significantly, but here are a few differences I've perceived:

大多数的事情没有任何明显的改变,只是有这么一些小区别:

I don't have to worry about losing my job, or paying medical bills, etc.

我不用再担心哪一天会突然失去工作,也不用担心生病时要付的医疗费,等等。

I like that I have the freedom to do whatever I want for a few years without an income.

我可以在很长一段时间内尽情地去做我自己喜欢做的事情即使这段时间内没有任何收入。

I don't worry about relatively small expenses like nice dinners, entertainment, gadgets. I can occasionally splurge on more expensive things.

我不用担心一些相对比较小的开支比如一顿美味的晚餐、娱乐活动、一些小玩意儿。我可以偶尔挥霍一下买些贵重的东西。

I often choose the more convenient or comfortable option if it's not unreasonably expensive (taxis vs. public transportation, for example).

在一些事情上我经常会选择更为便捷或舒适的方式,只要它不是贵得离谱就可以了(比如出租车VS公共交通)。

I like to think about how I could buy nearly any object in the world that's for sale (except for large buildings/yachts, priceless works of art, etc). Even if it would bankrupt me, it's nice to have the option.

我开始喜欢思考我怎样可以买到世界上任何在打折的东西(除大型建筑/游艇,无价的艺术作品以外)。即使这样可能会让我破产,但是能有这样的选择也很不错。

I worry a lot about losing my money, or not being able to sustain my slightly better lifestyle forever.

我开始担心万一有一天我失去了我所有的钱该怎么办,我也开始担心是否可以永远拥有现在这样舒适的生活。

I worry about attracting (and not being able to detect) gold diggers.

我开始担心我会吸引到一些“淘金者”(而我并不懂得分辨)。

观点五:

1)Aside from the freedom of being able to spend your time doing whatever you want.Sure I buy nicer clothes and don't think as hard about prices when I go out to eat, but my happiest moments are still related to who I spend my time with.

可以尽情得把时间花在任何你想要做的事情上。我买了更漂亮的衣服,出去吃饭不用再纠结价格,但是我的快乐时刻仍然取决于我跟谁在一起。

2)There is a sense of isolation now that I didn't have before.It's quite minor, but certainly something I did not anticipate. When you meet people who are doing the normal 9-5 rat race and hating their jobs, I find that it's better to hide my financial situation because there is very little good that can come of other people knowing your wealth. There are some that will genuinely be happy for you but many will become envious and start to act really weird around you.And then of course some will like you for your wealth but those are not the people you want to be around anyways.

我现在有种孤独感,这种感觉以前是没有的。这种感觉很细微,但肯定是我从来没有预料到的。当我去见那些生活在朝九晚五的竞争中并且很讨厌自己工作的人,我发现我应该隐藏我是有钱人这件事,因为让别人知道这件事并不会带来什么多大的好处。有些人会真正为你感到开心,而有些人会开始嫉妒你,然后跟你在一起的时候会表现得异常奇怪。当然,也会有很多人因为你的财富而去喜欢你,但是这些人根本不是你想要交的朋友。

And maybe because I grew up poor and do not use wealth to measure a human's worth, I never really considered "upgrading" my friends to include more wealthy people simply because they were wealthy.

也许是因为我出身贫穷,所以不会用财富来衡量一个人的价值,我从来没有想过去“升级”我的朋友圈,去结交更多有钱的朋友而只是因为他们有钱。

And if you choose to "retire", you spend a lot of daytime hours on your own because most people are at work.

如果你选择“退休”,你可以拥有很多时间去做自己的事情,而别人却只能工作。

3) I am nagged by the question of "Now what?" To earn a lot of money, you probably had to spend a considerable amount of time thinking about how to earn money. But once you've gotten enough, and I'm aware that number is different for everyone, one of your biggest motivators is now gone. And generally,if you've been financially successful, you're probably quite goal driven so you spend all your time thinking about what metaphorical mountain you're going to climb next.

我经常喋喋不休于这样一个问题“现在怎么办?”为了存钱,你可能不得不花费相当多的时间去考虑该怎么赚钱。一旦你拥有了足够的钱,并且这个数字对每个人来说都有着非同寻常的意义,那么你最大的动力没有了。一般情况下,如果你在赚钱上曾获得过成功,那么你会被目标所驱动而开始花时间思考下一个你想要征服的山峰。

3)It truly does not buy you happiness.That initial elation went away pretty quickly and I am back to the same person I was before. Sure it allows you to pay to remove some of the things that could cause discomfort, butif you weren't a happy person before the money, the money won't bring you sustainable happiness.

金钱的确不能买来快乐。最初的那股兴奋劲儿很快就会过去,我会变回曾经的那个我。当然你已经有能力去改变那些曾经让你觉得不舒服的事情,但是如果你在有钱之前就不是一个快乐的人,那么钱给你带去的快乐并不会持久。

It's a good thing, for sure. But to me,it's just a tool to remove some discomfort from my life.I feel as though I have the freedom to pursue what I really care about rather than having to spend most of my waking hours trading my time for a paycheck. I'm generally quite a happy person and the money hasn't changed that much at all, in either direction.

当然,变得有钱肯定是一件好的事情。但是对我来说,钱只是一个工具,一个用来改变我生活的工具。我可以自由得去追求我真正在意的事情,而不是用大部分醒着的时间去换取一份薪水。我一直都是一个很快乐的人,钱并没有真正改变什么。


总结:

赚钱到底是为了什么?为了实现财务自由?为了让自己和自己爱的人过上更好的生活?为了从各种生存压力中解脱出来?为了有朝一日可以炫耀显摆成为别人抱大腿的对象?

如果问我为什么要自己创业,为什么要这么努力的赚钱?我的理由很简单:

我希望我可以不用因为钱而勉强自己,比如我可以自由进出我喜欢的餐厅,点任何一份我喜欢的餐点,然后可以因为好吃而多点一份,或者因为不好吃而任性得让服务员撤掉,而不用因为心疼钱勉强吃下去;

我希望我的生活和时间可以变得很自由,比如我可以随时来一场说走就走的旅行,而不用担心老板会不会批准我的请假,不用因为飞机票太贵而花上几倍的时间去坐火车,不用精打细算旅途中的所有经费,而是彻底地、放松地、完全自由地享受一场精彩的旅行;

我希望我的生活可以变得简单,而不是去做每件事情时都带着沉重的目的,比如不用为了社交而去社交,不用为了一笔生意而去结交一些自己不喜欢的人;

我希望我可以自由培养任何我感兴趣的爱好,而不用纠结这个兴趣爱好会花掉我多少钱,比如喜欢茶,我可以买任何我喜欢的茶具和茶叶,然后毫不客气的推掉所有无聊的应酬,静静得待在书房里品味茶香;

我希望我可以让每一个我爱的人获得更自由的生活,尽情做他们想做的事情,而不用成为生活的奴隶;

……

我是一个很简单的人,所以我能想象的有钱生活也很简单。我相信大多数人在没钱的时候都会想象自己有钱之后会怎么样,但事实是,当你有了钱,可能还在做着以前的事,只是你的自由度更大了。也许金钱最重要的意义只在于它能帮助我们打消生活中最大的焦虑

所以,如果有一天,你成为了一个有钱人,请做好心理准备,金钱带给你的新鲜感会转瞬即逝,生活会沿着曾经的轨道继续运行下去,你仍然是你。

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