1.immutable ADJ
that cannot be changed; that will never change 不可改變的；永恆不變的
仿Nothing is immutable to change.
原Fortunately, a person’s discount rate is not an immutable law of physics.
2.quirk NOUN
an aspect of sb's personality or behaviour that is a little strange. 怪異的性格（或行為）；怪癖
a strange thing that happens, especially by accident （尤指偶發的）怪事，奇事
VERB quirk sth
to twist your mouth or eyebrows suddenly; (of your mouth or eyebrows) to move in this way 突然扭曲（嘴或眉毛）；撇嘴；扬眉；皱眉
仿She quirked lips suddenly.
原You can use this quirk of decision making to resist immediate gratification.
3.Precommitment 预先承诺
4.coerce VERB
coercesb (into sth/into doing sth)
coercesb (to do sth)
to force sb to do sth by using threats 強迫；脅迫；迫使
仿He was coerced into doing his homework.
原If you want to coerce yourself to exercise, you could precommit by buying an expensive annual gym membership.
5.prone ADJECTIVE
likely to suffer from sth or to do sth bad 易於遭受；有做（壞事）的傾向
prone to sth
仿 She is prone to cry.
原You is prone to procrastination, has trouble controlling impulses, and doesn’t really like to exercise, finish up paperwork, or do the laundry.
6.avatar
n. 替身；神使；形象化符号
仿Appollo is avatar of luminosity.
原the students interacted with their age-advanced avatars in an immersive virtual reality setup.
7.Sentences
We must study our tempted selves, see their weaknesses, and find a way to bind them to our rational preferences.
我们只有充分了解自己，才能找到我们被诱惑的原因，才能对症下药。最终通过理性来束缚住诱惑。
If it’s action you need to commit to, try putting your money where your goals are.
感觉自己抵制不了诱惑的时候，把钱投资给自己的目标是最划算的。一方面没钱有再多的诱惑也只能默默地远观，另一方面投给自己的目标也能让自己更早一点实现目标。
8.Summary
In today's reading, I know the discount rate and the future self.If we want to reach our dreams, we must control ourselves far away from the temptation and lower our discount rate.Put money into our dream is a good choice for us.It not only forces us to give up the immediate gratification but also help us to reach our dreams.We often image the future self and regard it as a perfect avatar. Sometimes we use it as an excuse to procrastinate but we also can use it to motivate ourselves to do the work we least like.
