生活英语：“断供”用英语怎么说？

首先声明：我不喜欢以这种老是让学生“站在岸上”由“老师”下海“捕鱼”后再拿到岸上“喂”学生吃现成的教学方法：学生难道就不会问：““老师”，你又是怎么知道“断供”的英语是怎么说的呢？”是啊，你干嘛不学会自己下海“捕鱼”？

“断供”是“抵押房还款断供”或者口语“停止还贷”的简称。

我们一起来耐心体验一下下面“断供”的“英语语言环境”（非重点部分的原文已经被我“简化”处理，使用更容易懂的文字），然后我们就可以：哦，原来英语“断供”是这么说。

图片发自简书App

What happens if you stop making payments on your home loan?

As more and more people lost their jobs,between 10 and 20 percent, many people were forced to stop making payments on their home mortgage loans. Others decided they would stop payments intentionally and did what is called a “strategic default.” Whatever reason they may have, millions have been foreclosed on since the housing market fell in 2007.

When one stops making payments on their home loan,a few things will follow. First of all, a foreclosure notice will be on its way.

Maybe you may say that defaulting on a home loan is immoral.However, defaulters need to know that’s not the case.

It would be immoral to default on a mortgage loan if the borrower gave their word they would repay it.

图片发自简书App

我们没有必要把上面的英语一字不漏地全部翻译（读成）中文。相反，我们只需把有关“断供”的英语“读成”英语，用英语掌握这部分英语就足够了。

你能如下地“读”英语吗？

1. 读到What happens if you stop making payments on your home loan,

读到to stop making payments on their home mortgage loans，

读到Others decided they would stop payments intentionally，

读到When one stops making payments on their home loan时，你没必要把它们统统翻译成中文，我们一起来“说”英语：

Okay.I got you.If you 断供，you will stop making payments on your home loan, 也叫You will stop making payments on their home mortgage loan()抵押贷款).

2.又读到a“strategic default.”

读到Maybe you may say that defaulting on a home loan is immoral,

读到to default on a mortgage loan 时，“说”英语：

Okay.I got it.To stop making payment on home loan means To default on a home loan.

3.至于读到they would repay it时，“断供”说法更简单了：

You refuse to repay your home loan.

图片发自简书App

只是你具备不具备这样的“上下文”阅读能力：读到make payment和default和repay时能想到说的是同一个意思，只是用词不同罢了，能用它们互相替换表达一个意思。

“断供”会发生什么？

foreclose,or make a foreclosure：银行或放贷人收回抵押房拍卖！也叫repossess

Your home will be foreclosed on.

房子被收回拍卖。