This is citybank ,how may i help you . can i exchage foreign currncy in your bank ,yes ,you sure can . what could you like to exchange. i would like to change chinese RMB into us dollors.

May i ask exchange rate for it . sure ,the exchange rate is 6.5yuan for  one us dollor. ok , i could exchange 5000 us dollor . ok ,let me cacuelate that ,take a monent please.

you need come out 30thousd RMB。 Ok ，can i  use cash. certantly , here you are. then i  would like to open a checking account. of course , what documents do i need to provide?

just your passport and idcard. and  you need put in at least 1yuan in the account to with. i wonder that if i put money in the accout ,can i earn interest. No ,because you opend is checking card ,if you want earn interest ,you need open saving account. ok ,and i would like to open credit card. sure. if you do credit card ,you need charge 100 yuan annuel fee.. ok for a minutes please . here you go . have you any else .no ,thanks .i very happy .

i  go to  ATM machine , i  dose't have enough cash, i need to withdarw 1000 yuan , and i go to a kiock to take  1000yuan out  with credit card.but i need pay off the bill a month later.

a few day ,i spend a large amount money , i think i need save some money for futrue. i should reduce everyday cost or daily cost. what do you think , i abosolutly agree with you . i give you support with food ,don't worry,apart from foods ,i will give you some snacks,thanks ,anyway ,i save money through a part-time job. From now on ,i will thinking carefullybefore i buy anything, i need transfer some money to my parents. i get salarys today , i go to the bank , i take a form and put down my name and account number. here you go , i suggest you double check.do you alway option for tradtional bank,  ,i think that is terrible . i recomend online bank ,  it is very convient .Moreover we don't wait in long line in the bank any more. moreover you can get loan .that is good idear.