Writing about your future
1、Vocabulary：Vocabulary for talking about your future
Joan: You're looking pleased with yourself.
Tode: I am! Angla and I just met with a financial planner. We're planing for our retirement.
Joan: And that put you in a good mood?
Tode: Yes, it did, surprisingly. We were worried we wouldn't have enough for a comfortable retirement.
Tode: But it was better than we expected. With my retirement plan here and Angela's plan at her job, we should be okay.
Joan: So things are looking up.
Tode: Yes, they are. We have some investments that have done quite well recently. Generally, we're feeling much more optimistic(/ˌɑːptɪˈmɪstɪk/,expecting good things to happen or sth to be successful; showing this feeling
).
Joan: So what are your plans for your retirement?
Tode: We'd both like to retire when we're 62.
Joan: Why 62?
Tode: Oh, I don't know. Sixty-wao's a pretty normal age to retire at, isn't it? We'd like to buy a small house somewhere in the countryside.
Joan: As a permanent residence ore a holiday home?
Tode: Not sure yet. Oh! And hopefully we'll have enough money to travel. There are so many places we've never been to. Australia··· Africa ···
Joan: Sounds wonderful.
Tode: The one other thing we have to consider is the kids' college fund.
Joan: Could be expensive.
Tode: Yes. But apart from that, I'm feeling a lot better about the future.
Joan: I'm glad to hear it.
Tode: When do you think you'll retire, Joan?
Joan: Maybe when I'm about 95.
financial planner（财务规划师）
investment （投资）/ɪnˈvestmənt/ : the act of investing money in sth.
countryside（乡村）/ˈkʌntrisaɪd/:land outside towns and cities, with fields, woods, etc.
permanent residence（永久居留）/ˈpɜːrmənənt/，/ˈrezɪdəns/.
holiday home（度假屋）/ˈhɑːlədeɪ/ ,/hoʊm/.
college fund（大学基金）/ˈkɑːlɪdʒ/，/fʌnd/.
谈论你的将来
用此类表达来谈论你将来的财务状况：
Gloria and I are consulting a financial planner.（ 格洛丽亚和我正要去咨询一名财务规划师。）
consult：/kənˈsʌlt/，to go to sb for information or advice.
I'd like to build our investments. （我希望建立我们的投资组合。）
We should set up a college fund for the children. （我们应该为孩子们建立一个大学基金。）
用此类表达来谈论你可能希望居住的地点：
My primary residence will be in Perth.（我的主要住所将位于珀斯。）
But I'd like to buy a vacation home near the beach. （想在海滩附近买一处度假屋。）
Jill and I want to retire in the country. （吉尔和我希望在乡下退休。）
Andrea's going to consult a financial planner so that she can comfortably retire.
We're trying to build our investments so that we can retire before we're 60.
We'll take money from the college fund when Evan's ready for school.
My primary residence will be in Vancouver, but I'll buy a vacation home on Vancouver Island.
The city is just too busy and dirty. I'd like to retire in the country .
2、Grammar：Future perfect（将来完成时）
When Frank gets to work, he'll have read the news.（弗兰克开始工作时，他已经看完新闻了。）
Before Oscar gets to work, he'll have made new friends.（奥斯卡开始工作之前，他已经结识了新朋友）
将来完成时
用将来完成时谈论将在另一个将来事件之前发生的某事。使用 will have + 动词过去分词。该将来事件应在现在时态下使用 when、by 或 before 表达进行表述，除非双方都已知道时间。
I will have set up a college fund before my children turn 16. （在我的子女年满 16 岁前，我会设立一个大学基金。）
I will have retired in the country by the time I'm 65. My kids will have graduated from college.（等到 65 岁时我会在乡下退休。我的孩子们将会从大学毕业。）
When I'm 60, I will have retired from my job and bought that beach house. （当我 60 岁时，我会退休，离开工作岗位，买下那栋海滨别墅。）
将来完成时疑问句和否定句均可使用，但不太常见。
A: What will you have achieved by 2020? （到 2020 年你会取得什么成就？）
B: We'll have set up a college fund, but we won't have made any significant investments.（我们会设立一个大学基金，但我们不会进行任何重大投资。）
significant/sɪɡˈnɪfɪkənt/：large or important enough to have an effect or to be noticed.
By that time, we will have retired in the country.
I'll have become CFO by 2025.
Carl won't have built his investments before he retires.
They will have traveled around the world by then.
We'll have paid off our credit cards by the time we buy a vacation home.
3、Expressions：Expressing optimism（表达乐观）
in a good mood（心情好）
better than we expected（好过我们的预期）
We should be okay（我们应该没事的）
Things are looking up（一切都在好转）
We're feeling much more optimistic.（我们感到更加乐观了）
Hopefully, we'll have enough money.（但愿我们会有足够的钱）
feeling a lot better about（感觉好多了）
Things are looking up .
Before I turn 60, my investments will have performed better than expected .
（performed: to do sth, such as a piece of work, task or duty.）
Hopefully, I will have saved enough money to retire.
Everything should be okay with my credit card payments.
Yes, financially, I'll be fine. I'm feeling very optimistic .
（financial：/faɪˈnænʃl/，connected with money and finance.）
4、Reading：What my future will be like（我的将来会是怎样）
Invest in Your Future
MoneyMan
Location: Seattle
Forum posts: 157
7:43 p.m.
I'm feeling optimistic about my future. We've just met with a financial planner.
We're setting up a college fund for our children, and I'm trying to build my
investments. By the time I turn 35, I'll have started my own energy business.
Before my kids graduate from college, I'll have doubled my profits. Hopefully,
my investments will have performed even better than the expected 6% per
year. Then my wife and I can travel around the world, even though the price
of flights will have increased by 200 percent. By 2050, we'll have retired and
bought a vacation home on Yellow Sands Island. Everything should be okay
financially, so my primary concern is for our health and the health of our
environment.
