Lesson 12-1 Banks and their customers
When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a cheque in favour of another person. Primarily, the banker-customer relationship is that of debtor and creditor -- who is which depending on whether the customer's account is in credit or is overdrawn. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.
wɛn ˈɛnɪwʌn ˈəʊpənz ə ˈkʌrənt əˈkaʊnt æt ə bæŋk, hiː ɪz ˈlɛndɪŋ ðə bæŋk ˈmʌni, riːˈpeɪmənt ɒv wɪʧ hiː meɪ dɪˈmɑːnd æt ˈɛni taɪm, ˈaɪðər ɪn kæʃ ɔː baɪ ˈdrɔːɪŋ ə ʧɛk ɪn ˈfeɪvər ɒv əˈnʌðə ˈpɜːsn. ˈpraɪmərɪli, ðə ˈbæŋkə-ˈkʌstəmə rɪˈleɪʃənʃɪp ɪz ðæt ɒv ˈdɛtər ænd ˈkrɛdɪtə -- huː ɪz wɪʧ dɪˈpɛndɪŋ ɒn ˈwɛðə ðə ˈkʌstəməz əˈkaʊnt ɪz ɪn ˈkrɛdɪt ɔːr ɪz ˌəʊvəˈdrɔːn. bʌt, ɪn əˈdɪʃ(ə)n tuː ðæt ˈbeɪsɪkəli ˈsɪmpl ˈkɒnsɛpt, ðə bæŋk ænd ɪts ˈkʌstəmər əʊ ə lɑːʤ ˈnʌmbər ɒv ˌɒblɪˈgeɪʃənz tuː wʌn əˈnʌðə. ˈmɛni ɒv ðiːz ˌɒblɪˈgeɪʃənz kæn gɪv ɪn tuː ˈprɒbləmz ænd ˌkɒmplɪˈkeɪʃənz bʌt ə bæŋk ˈkʌstəmə, ʌnˈlaɪk, seɪ, ə ˈbaɪər ɒv gʊdz, ˈkænɒt kəmˈpleɪn ðæt ðə lɔː ɪz ˈləʊdɪd əˈgɛnst hɪm.
任务配置：L0、L3、L4
练习感悟：早上完成新概念，轻爽上班。
