翻译部分：

It is almost a definition of a gentleman to say he is one who never inflicts pain. This description is both refined and, as far as it goes, accurate. He is mainly occupied in merely removing the obstacles which hinder the free and unembarrassed action of those about him; and he concurs with their movements rather than takes the initiative himself. His benefits may be considered as parallel to what are called comforts or conveniences in arrangements of a personal nature -- like an easy chair or a good fire, which do their part in dispelling cold and fatigue, though Nature provides both means of rest and animal heat without them.

译文：

翻译书上的译文：

这差不多可以算是绅士的定义了：说一个人从来不使别人受苦。这种界说，就其本身而论，是既精到而又正确的。他主要是只忙着为他周围的人来消除那些阻止他们自由自在的行动上的障碍，他总是迎合别人的趋向，而自己是不肯发端的。他给人的恩惠，可认为就是那种为某一个人而安排的舒服与方便——好像一把安乐椅子或一盆炉火一样，在驱除寒冷和疲劳上尽其职责，虽则大自然也就准备好休息和体温两种办法，不要它们也行的。

斯眉的译文：

如果有谁从不给别人制造痛苦，他就几乎可称得上是绅士了，这一描述，就其本身而论，既精炼又精确。他的主要职责仅仅在于消除那些阻碍周围人自如行动的障碍；他附和他们的行动，而非自己采取主动。他给人的恩惠如同那种为某一个人而安排的舒服与方便——好像一把安乐椅子或一盆旺火一样，在驱除寒冷和疲劳上尽其职责，尽管即使没有它们，自然界也赋予了人们休憩和体温两种方法。

听力部分：

音频：  https://www.lizhi.fm/1718292/2640289450075241990

文章填空：

Yesterday, I went to a bank to open up a savings and checking account. I deposit about __1__ every month in my savings account to save money for __2__ purchases or for a rainy day when I have unexpected expenses. My paycheck is deposited directly into my __3__ account, and I write out checks to pay my bills. My checking account is free if I maintain a minimum balance of __4__ in the account. I also have about __5__ automatically transferred from my checking to my savings account on a monthly basis. The accounts earn very little __6__, but it's better than earning nothing. Therefore, I also have a certificate of deposit that earns a higher rate of interest, but I can't __7__ the money from the account for one year. Actually, I need money because I'm planning on taking out a student loan to pay for college __8__. Also, I rent a safety deposit box at the bank and store my __9__ there including important documents, some coins and jewelry, and the deed, or ownership record, to my house. Finally, I can exchange my money into the __10__ of other countries, or I can buy traveller's checks before I depart on a trip.

答案：

1.$300  2.major  3.checking  4.$25  5.$100  6.interest  7.withdraw  8.tuition  9.valuables  10.currency

词汇练习：

1.I'm trying to __________________ at least 20% of my earnings into my savings account so I can buy a car.

a. steal

b. deposit

c. withdraw

2.You never know when you'll have financial problems, so it's a good idea to save money for a ___________ day.

a. hot

b. snowy

c. rainy

3.I need to make or _ _ _ _ more money for college and then put it in the bank so I don't spend it.

4.If you don't have enough money to for college, you can consider taking out a student _ _ _ _ to pay for expenses.

5.You'd better check your bank ________________ to make sure you have enough money to cover your car payment.

a. balance

b. pass

c. charge

答案：

1.b  2.c  3.earn  4.loan  5.a

文章中出现的实用词汇：

储蓄账户  savings account    支票账户  checking account  意外消费  unexpected expenses

存折  certificate of deposit  利息  interest  工资单  payroll  余额  balance  保险箱  safety box

贵重物品  valuables  兑换  exchange    外币  foreign currency  旅行支票  traveller’s check

所有者证明  ownership record？