1. transaction
noun
- a piece of business that is done between people, especially an act of buying or selling交易，业务，买卖
=deal
e.g. financial transactions between companies
- the process of doing something办理，处理
e.g. the transaction of government business
2. dire
adj
- very serious 极其严重的，危急的
e.g. Such action may have dire consequences.
in dire straits = in a very difficult situations
- very bad极糟的，极差的
e.g. the action is dire.
3. unscathed
adj
- not hurt未受伤害，未受伤
=unharmed
e.g.The hostages emerged from their ordeal unscathed.
4. resilient
adj:
- able to feel better quickly after something unpleasant such as shock, injury, etc.可迅速恢复的，有适应力的
e.g. He'll get over it—young people are amazingly resilient.
- (of a substance) returning to its original shape after being bent, stretched, or pressed有弹性的，能复原的
5. payment services directive
支付服务指南
6. dumb pipes
哑管道，只是提供了基础服务，并不参与到增值服务中去。银行提供了一些用户账户信息，但是没有利用这些进行一些增值服务。
7. water down
- to make a liquid weaker by adding water加水冲淡，掺水稀释
=dilute
- to change a speech, a piece of writing, etc. in order to make it less strong or offensive缓和语气，轻描淡写
8. bare there teeth
- to show your teeth in an aggressive and threatening way露出獠牙（带有侵略性和威胁）
bare your soul:to tell somebody your deepest and most private feelings袒露心扉
9. team up with
和。。结队，合作，达成联盟
10. familiarity
noun
-the state of knowing somebody/something well; the state of recognizing somebody/something熟悉，认识
e.g. His familiarity with the language helped him enjoy his stay.
- a friendly informal manner友好随和，亲近
e.g. She addressed me with an easy familiarity that made me feel at home.
11. confrontation
noun
- a situation in which there is an angry disagreement between people or groups who have different opinions对抗，对峙，冲突
e.g. She wanted to avoid another confrontation with her father.
