Listening

Income &Expenses

The Jacksons live in a nice apartment. 

It's in a nice building.

It's also expensive.

The apartment isn't theirs. 

They don't own it.

Another person owns it.

That person is the owner of the apartment. 

The Jacksons rent it from the owner.

That means they pay money to the owner.

The Jacksons pay rent every month. 

Their rent is about 30% of their income. 

Fortunately, they both have jobs.

They have two incomes.

Together, their salaries are enough to live. 

But they don't have enough money for a car.

The Jacksons have many expenses.

Their largest expense is the rent. 

It's about 30% of their income.

The second largest expense is for their children's education. Their schools are not free.

They pay for their kids to go to school.

Their other expenses include food and clothes. 

They also save some money every month.

They save about 10% of their income. 

They put this money in the bank.

Vocabulary

Transportation

A bus stop.

People get on a bus at a bus stop. 

A train station.

People get on a train at a train station. 

A taxi stand.

People wait for a taxi at a taxi stand. 

A subway entrance.

A subway stop has several entrances. 

An airport.

Airplanes take off and land at an airport.

Body Parts

Eyes.

We use our eyes to see things. 

Ears.

Our ears are on the left and right side of our head. 

A nose.

Our nose is below our eyes and above our mouth. 

A mouth.

Our mouth is below our nose. 

Hands.

We use our hands to pick up things. 

A brain.

Our brain is inside our head.

Time of Day

It's morning.

People get up in the morning and the day begins. 

It's afternoon.

People eat lunch in the afternoon. 

It's evening.

People eat dinner in the evening. 

It's night.

At night people go to bed. 

It's daytime.

It's light during the day because the sun is up. 

It's nighttime.

It's dark at night because the sun is down.

Dialogue

Buying a Dress

Sale assistant：Good afternoon, may I help you? 

Customer：Yes, I'm looking for a summer dress.

Sale assistant：Do you want a long dress or a short dress? 

Customer：I want something short but not too short.

Sale assistant：What about color? Do you have a favorite color? 

Customer：I like blue. Do you have a blue dress?

Sale assistant：Yes, we have several dresses. 

Customer：May I see them?

Sale assistant：Sure, please come with me.

Sale assistant：Here are two short blue dresses. 

Customer：I like this one. How much is it?

Sale assistant：It's usually 100 dollars, but it's on sale today. 

Customer：So how much is it today?

Sale assistant：I can give you a 20% discount. 

Customer：So that's 80 dollars, right?

Sale assistant：Yes, do you want to try it on? 

Customer：Yes, where can I put it on?

Sale assistant：There is a dressing room over there.

Sale assistant：How does it fit? 

Customer：It fits well.

Sale assistant：You look beautiful.

Customer：Thanks, but it's still too expensive. Can you give me a lower price? 

Sale assistant：Sorry, I'm afraid not. That is the lowest price I can give you.

Customer：How about the other dress?

Sale assistant：it's a little more expensive, it's 120 dollars. 

Customer：Is it on sale?

Sale assistant：No, I'm afraid not. 

Customer：Well, I really like this dress.

Sale assistant：OK, 80 dollars is a good price for it. 

Customer：OK, I'll buy it.

Sale assistant：Can you pay with cash? 

Customer：No, I want to use my credit card.

Sale assistant：Sure, no problem, we take all credit cards. 

Customer：Great.